TITLE SERVICES

When buying or selling real estate, all parties (Buyers, Sellers, Lenders, Real Estate Agents, and other Third Parties) need timely, accurate, and complete information regarding the title.

Check out our most frequently asked questions (FAQs) section for more information.

Why Perform a title search?

To determine if the seller has a saleable and marketable interest in the property.
To determine what kind of restrictions or allowances pertain to the use of the land. Are there covenants, easements, or zoning restrictions that affect the property?
To determine if any liens /clouds exist on the property which need to be paid off or addressed at closing. These could include but are not limited to:

General Execution Digest (GED)
Federal Tax Liens
State Tax Liens
FIFA Judgements
Mechanics Liens
Sanitary Sewer/Water Liens
UCC Filings
Property Tax Liens
Divorce Decree/Property Division Actions
Civil Court Documents (Divorce)

Why buy Title Insurance?

Title insurance protects your property against claims of ownership or defects in the title. A onetime premium keeps the policy in force as long as you own the property and offers you peace of mind.

Brooks Title offers a full range of Title Products and services addressing the needs of buyers, sellers, and lenders, during real estate transactions:

• Owner’s title insurance policy

• Extended owner’s (ALTA) policy

• Lender’s ALTA policy

• Policy endorsements

Title Services: Specialty Area